Disclaimer

As you may have already read on the bottom of this website:

 

FreeTravelandCreditTips.com is a personal blog with individual experiences and travel information for entertainment purposes only. FreeTravelandCreditTips.com is not an investment, financial, credit card, and/or credit advisory service and does not provide personalized credit card or financial advice or act as a financial advisor.  None of FreeTravelandCreditTips.com, its owners (expressly including but not limited to RTS), officers, directors, employees, subsidiaries, affiliates, licensors, service providers, content providers and agents are financial advisers and nothing contained herein is intended to be or to be construed as financial advice. 


FreeTravelandCreditTips.com exists for entertainment purposes only, and the materials and information contained herein are for general informational purposes only. None of the information provided in the website/blog or associated videos is intended as investment, financial, tax, accounting or legal advice. The information in the materials should not be solely relied upon for purposes of transacting any investment, credit decisions, or purchases.  Obtain professional advice regarding all financial and/or credit decisions before acting on any general or specific information described on this website/blog.  

Additional Good Warning:


Do not rely on this website for making decisions on credit, use your own judgment and make your own decisions with the help of a professional or expert.  The author of this website is NOT a credit expert.  Your credit report and score are solely your responsibility.  Credit Scores and Credit Reports are individual and differ from person to person, no one can predict how each credit inquiry will affect any single credit report/score.  However, frequent credit card applications may negatively affect your credit score.  Each individual must accept all risks associated with using the information on this website or in the video tips.  All general tips are just the honest expressions of the author's personal opinions and experiences.  Credit Card companies and banks make all their own decisions regarding relationships with their clients, FreeTravelandCreditTips has no inside information nor special relationship with credit issuing companies.  Although, FreeTravelandCreditTips makes a reasonable attempt to keep information current, frequent changes occur and some information on this site may not be current.  Therefore, ALWAYS read the terms and conditions of each credit application or agreement before submitting.  FreeTravelandCreditTips encourages documenting all terms and conditions or agreements from credit issuers to ensure accuracy.  Miles and points may vary and sometimes are stated in agreements and sometimes are not.  Use caution and read carefully.  Under no circumstance shall any of the information on this website be construed as a solicitation, the giving of advice, or a recommendation to purchase any product or service.  FreeTravelandCreditTips.com takes no responsibility for the content of any user that posted a comment on this website.  


FreeTravelandCreditTips.com has a financial relationship with some of the companies mentioned on this website and some of the links throughout the website may be "affiliate links."  This will sometimes be stated throughout the blog and sometimes it may not be.  


Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through FreeTravelandCreditTips.com's website, including payment and delivery of related goods or services and any other terms, conditions, warranties are solely between you and such advertiser.  FreeTravelandCreditTips.com will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including, but not limited to, loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if FreeTravelandCreditTips.com has been advised of the possibility of such damages. In no event will the collective liability of FreeTravelandCreditTips.com to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to FreeTravelandCreditTips.com for the information, product or service out of which liability arose.


And in case it was not clear the first few times:


Under no circumstances will FreeTravelandCreditTips be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content contained herein. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.


This disclaimer is in addition to the Terms of Use and Privacy Policy.  For additional information read both.  

Do not allow all the "mumbo jumbo" to keep you from traveling the world!